Find out more about the Financial Lives 2022 survey including our reports and available data.
A total of 19,145 respondents completed our 2022 survey. Ending in May 2022, this provided us with a third snapshot of consumers attitudes and financial position since 2017, allowing us to compare how UK adults’ product holdings, finances and experiences have changed over this five year period.
Reports
We published 3 reports along with sector slide decks for those interested in detailed information on specific retail sectors.
2022 main report: Key findings from the FCA's Financial Lives May 2022 survey
The 2022 main report details they key findings from the Financial Lives 2022 survey, comparing the 2022 data with results from the Financial Lives surveys conducted in 2020 and 2017.
Insights on vulnerability and financial resilience relevant to the rising cost of living
This report presents data on vulnerability and financial resilience, and insights into the financial positions of UK consumers in May 2022. This data contributes to the evidence base on the rising cost of living
View our Insights on vulnerability and financial resilience report[3]
FCA outcomes and metrics
The FCA are committed to being clear about how we are accountable for our progress. The Financial Lives 2022 survey provides updates to many of these metrics.
View our latest outcomes and metrics[4]
Sector slide decks
In addition to our 2022 main report we have published 6 sector slide decks to provide detailed information for each retail sector. These are:
- Retail banking, savings & payments[5] (PDF)
- Consumer investments and financial advice[6] (PDF)
- Pensions (accumulation and decumulation)[7] (PDF)
- Credit and loans[8] (PDF)
- Mortgages[9] (PDF)
- General insurance & protection[10] (PDF)
2022 data tables
We provide the multi-volume data tables from our 2022 survey.
These provide access to the results of almost all the survey questions and to different ways the data can be looked at. Given the breadth of the survey, we have not included all the results in our published reports.
To guide you through the various volumes of data tables we have published a data tables user guide[11].
Financial Lives 2022 data tables
Appendix A to the Financial Lives 2022 main report
We cover just over 100 different products or groups of products in the survey. Appendix A (Product holdings)[29] includes a spreadsheet which shows the proportions and numbers of UK adults holding them for 2017, 2020 and 2022.
Financial Lives 2022-2020-2017 tracker data tables
Data from the Financial Lives survey is designed to be trackable to provide evidence of how things are changing from the point of view of the consumer over time. We provide the following 'tracker' data tables to allow comparison between the 3 Financial Lives surveys. For some questions, small changes have been made between surveys meaning results are not directly comparable, we detail these changes in the caveats to tracking data tables[30].
Insights on vulnerability and financial resilience relevant to the rising cost of living report data tables
Data is provided[48] for each figure in the report. These are a slim version of the full 2022 data tables focusing on consumers with characteristics of vulnerability, or who have low financial resilience, or are in financial difficulty.
Survey data
The 2017, 2020 and 2022 main survey data, along with weights and instructions for applying them, are available through the Geographic Data Service (GeoDS)[49]. We will make the 2024 main survey data available through GeoDS by September 2025.